COUR
Coursera, Inc.
Is COUR Halal?
Online education and professional-learning platform with a net-cash balance sheet — a permissible business.
What You Should Know
Coursera, Inc. operates an online learning platform offering courses, certificates, and degrees from universities and companies, earning revenue from consumer subscriptions, enterprise training, and degree programs. Education is a clearly permissible activity with no haram revenue line, and Coursera carries essentially no debt while holding a large net-cash position, so it comfortably passes the debt screen. The only routine caveat is interest income on its cash balance, which should be confirmed against the 5% threshold and the corresponding small portion of returns purified.
⚠️ Concerns
- •Interest income on its large cash balance should be confirmed against the 5% threshold and the corresponding portion of returns purified
- •As a younger, pre-consistent-profit company, re-screen the financial ratios periodically against the latest filings
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