Privacy Policy — ZakatInvest

1. Introduction

ZakatInvest.com ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, share, and safeguard information when you visit our website, and describes your rights under applicable privacy laws, including the EU/UK General Data Protection Regulation (GDPR) and US state privacy laws such as the California Consumer Privacy Act (CCPA/CPRA).

2. Information We Collect

Information you provide: When you subscribe to our newsletter, we collect your email address. When you contact us, we collect the information you include in your message.

Automatically collected information: We collect standard log and device data including your IP address, browser type, operating system, referring URLs, pages visited, and time spent on pages. This is used for analytics, security, and site improvement.

Cookies and similar technologies: We and our third-party partners use cookies, pixels, and similar tracking technologies to operate the site, analyze traffic, remember your preferences, and serve advertisements. See Sections 4 and 5 for details and your choices.

3. How We Use Your Information

To operate, maintain, and improve our website and content
To send you our newsletter (if subscribed)
To analyze site traffic and understand how visitors use our site
To display advertising, including personalized advertising where permitted
To detect, prevent, and address technical or security issues
To comply with legal obligations

4. Advertising and Third-Party Partners

We work with third-party advertising partners to display ads on our site. These may include Google AdSense and programmatic advertising networks and their demand partners. These partners may use cookies, web beacons, and similar technologies to collect information about your visits to this and other websites in order to provide advertisements about goods and services of interest to you, measure ad performance, and prevent fraud.

Depending on your location, personalized advertising is only served with your consent (see Section 5). You can also opt out of personalized advertising through the following resources:

We also use Google Analytics and Vercel Analytics to understand site usage. You can opt out of Google Analytics with the Google Analytics opt-out browser add-on.

5. Cookies and Consent Management

Where required by law (including in the European Economic Area, the United Kingdom, and certain US states), we will request your consent via a consent management platform before setting non-essential cookies or serving personalized advertising. You may accept, decline, or customize your choices, and you can change or withdraw your consent at any time through the consent settings on our site or by adjusting your browser's cookie settings. Declining non-essential cookies does not prevent you from using the site; you may still see non-personalized ads.

6. Legal Bases for Processing (GDPR — EEA and UK Visitors)

If you are located in the European Economic Area or the United Kingdom, we process your personal data on the following legal bases:

Consent — for the newsletter and for non-essential cookies and personalized advertising
Legitimate interests — for site analytics, security, and non-personalized advertising
Legal obligation — where processing is required to comply with applicable law

You have the right to access, rectify, or erase your personal data; to restrict or object to its processing; to data portability; and to withdraw consent at any time (without affecting the lawfulness of processing before withdrawal). You also have the right to lodge a complaint with your local data protection supervisory authority. To exercise any of these rights, contact us using the details in Section 13.

7. US State Privacy Rights (California and Other States)

If you are a resident of California or another US state with a comprehensive privacy law (including Virginia, Colorado, Connecticut, Utah, and Texas), you have the following rights, subject to applicable law:

Right to know/access — request the categories and specific pieces of personal information we have collected about you
Right to delete — request deletion of your personal information
Right to correct — request correction of inaccurate personal information
Right to opt out of the "sale" or "sharing" of personal information — we do not sell personal information for money, but the use of third-party advertising cookies may be considered a "sale" or "sharing" under some state laws. You can opt out via our cookie consent settings, the opt-out links in Section 4, or by enabling the Global Privacy Control (GPC) signal in your browser, which we honor where required
Right to non-discrimination — we will not discriminate against you for exercising your privacy rights

To exercise these rights, contact us using the details in Section 13. We will verify your request and respond within the timeframe required by law.

8. Email Newsletter

If you subscribe to our newsletter, your email address is stored with Resend (our email service provider). We will only use your email to send you halal investing content. You can unsubscribe at any time by clicking the unsubscribe link in any email or by contacting us directly.

9. Data Sharing

We do not sell your personal information for money. We share information only with: (a) service providers who process data on our behalf (such as hosting, analytics, and email providers); (b) advertising partners as described in Section 4; and (c) authorities where required by law. We may also share anonymized, aggregated data for analytical purposes. Where your data is transferred outside your country (including transfers from the EEA/UK to the United States), we rely on appropriate safeguards such as standard contractual clauses or our providers' participation in recognized data transfer frameworks.

10. Data Retention

We retain personal information only as long as necessary for the purposes described in this policy: newsletter email addresses are kept until you unsubscribe or request deletion; analytics and log data are retained per our providers' standard retention periods; and correspondence is kept as long as needed to handle your inquiry and comply with legal obligations.

11. Children's Privacy

ZakatInvest is not directed at children under 13 (or under 16 where a higher age applies). We do not knowingly collect personal information from children. If you believe a child has provided us personal information, please contact us and we will delete it.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by updating the date at the top of this page.

13. Contact Us

If you have any questions about this Privacy Policy or wish to exercise any of your privacy rights, please contact us at info@wsodigital.com.